{"id":7097,"date":"2021-04-05T22:14:00","date_gmt":"2021-04-05T19:14:00","guid":{"rendered":"https:\/\/alfacash.blog\/?p=7097"},"modified":"2024-02-19T21:51:58","modified_gmt":"2024-02-19T18:51:58","slug":"fatf-contra-proveedores-de-privacidad-sin-custodia-cripto","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/es\/2021\/04\/05\/fatf-contra-proveedores-de-privacidad-sin-custodia-cripto\/","title":{"rendered":"GAFI contra transacciones P2P y proveedores de privacidad en cripto"},"content":{"rendered":"<p>Las regulaciones para las criptomonedas se est\u00e1n generalizando en todo el mundo, pero algunas de ellas pueden ser algo dr\u00e1sticas. Eso lo demuestra ahora el Grupo de Acci\u00f3n Financiera Internacional (GAFI), que est\u00e1 desarrollando nuevas pol\u00edticas para el uso general de criptomonedas. Desafortunadamente, estas pol\u00edticas <strong>puede excluir el uso de billeteras descentralizadas, transacciones P2P y soluciones de privacidad.<\/strong><\/p>\n\n\n\n<p>En un <a href=\"http:\/\/www.fatf-gafi.org\/media\/fatf\/documents\/recommendations\/March%202021%20-%20VA%20Guidance%20update%20-%20Sixth%20draft%20-%20Public%20consultation.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">actualizaci\u00f3n preliminar<\/a> por GAFI, los Proveedores de Servicios de Activos Virtuales (VASP) deben identificar a cada cliente con documentos personales. Adem\u00e1s, no podr\u00edan aceptar dep\u00f3sitos o retiros desde o hacia billeteras privadas, sino solo de otros VASP que sigan las mismas reglas de KYC (Conozca a su cliente).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"442\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg\" alt=\"Monero-cuestiones-legales-identidad\" class=\"wp-image-7066\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-300x129.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-150x65.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-18x8.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-270x116.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-770x332.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1170x505.jpg 1170w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-900x388.jpg 900w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-370x160.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-554x239.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-306x132.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-260x112.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-87x38.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Esto significar\u00eda una prohibici\u00f3n de las transacciones P2P contra fiat e incluso de la esencia misma de las criptomonedas descentralizadas. Por supuesto, solo si algunos gobiernos deciden seguir sus recomendaciones de memoria.<\/p>\n\n\n\n<p>Adem\u00e1s, parece que el concepto VASP del GAFI tambi\u00e9n incluye intercambios descentralizados (DEX) y <a href=\"https:\/\/alfacash.blog\/2020\/09\/09\/how-to-make-thousands-dollars-defi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Aplicaciones DeFi<\/a>. <strong>Por lo tanto, los usuarios de este tipo de herramientas deber\u00edan registrarse y proporcionar informaci\u00f3n personal.<\/strong> Tecnolog\u00edas de privacidad como <a href=\"https:\/\/alfacash.blog\/2021\/03\/29\/discover-monero-how-use-it-full-privacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Monero (XMR),<\/a> Zcash (ZEC) o Lightning Network tampoco ser\u00edan viables.<\/p>\n\n\n\n<p>Peter Van Valkenburgh, director de investigaci\u00f3n del Coin Center, <a href=\"https:\/\/www.coincenter.org\/a-quick-analysis-of-fatfs-2021-draft-cryptocurrency-guidance\/\" target=\"_blank\" rel=\"noreferrer noopener\">coment\u00f3<\/a> sobre esto:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cEsos requisitos pueden ser razonables para los bancos y otras instituciones financieras donde se lleva a cabo la mayor parte del lavado de dinero, pero son absolutamente inapropiados para las personas privadas que participan en redes inform\u00e1ticas abiertas. Las sanciones por incumplimiento son extremas y la recopilaci\u00f3n masiva de datos destruir\u00eda la privacidad personal y los derechos constitucionales contra la vigilancia sin orden judicial &quot;.<\/p><\/blockquote>\n\n\n\n<p>Al menos, el GAFI est\u00e1 aceptando <a href=\"https:\/\/www.fatf-gafi.org\/publications\/fatfrecommendations\/documents\/public-consultation-guidance-vasp.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">comentarios p\u00fablicos<\/a> hasta el 20 de abril<sup>th<\/sup>. <a href=\"https:\/\/www.youtube.com\/watch?v=sXqq_iRlanU&amp;t=74s\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">De acuerdo a<\/a> Dave Jevans, director ejecutivo de CipherTrace, <strong>las directrices finales se anunciar\u00e1n en junio<\/strong>. Vale la pena mencionar que el GAFI no tiene poder legal ni de ejecuci\u00f3n, y el documento es solo una recomendaci\u00f3n para sus pa\u00edses miembros. Estos incluyen alrededor de 40 pa\u00edses, en su mayor\u00eda de <a href=\"https:\/\/alfacash.blog\/tag\/european-union\/\" target=\"_blank\" rel=\"noreferrer noopener\">Europa<\/a> y las Am\u00e9ricas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Las criptomonedas descentralizadas siguen creciendo<\/strong><\/h2>\n\n\n\n<p>Mientras tanto, <strong>la capitalizaci\u00f3n total del mercado de criptomonedas super\u00f3 $2 billones por primera vez,<\/strong> seg\u00fan CoinGecko. La mitad pertenece a Bitcoin (BTC), ahora a un precio de alrededor de $59,000 por moneda. El segundo de la lista sigue siendo <a href=\"https:\/\/alfacash.blog\/2020\/11\/14\/ethereum-2-new-features-prices-more-ethereum-chains\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethereum (ETH),<\/a> con una capitalizaci\u00f3n de mercado de m\u00e1s de $245b y un nuevo m\u00e1ximo hist\u00f3rico (ATH) de $2,150 por moneda.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg\" alt=\"Bitcoin-Ethereum-inversiones-alcistas\" class=\"wp-image-6830\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1536x1024.jpg 1536w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-368x245.jpg 368w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p>El nuevo r\u00e9cord de Ethereum podr\u00eda tener que ver con el \u00faltimo <a href=\"https:\/\/alfacash.blog\/2021\/03\/08\/bitcoin-ethereum-go-bullish-again-new-investments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Actualizaci\u00f3n de Berl\u00edn<\/a>. Este ya se est\u00e1 ejecutando en algunas redes de prueba y llegar\u00e1 a la red principal alrededor del 14 de abril de 2021. Las propuestas de mejora Ethereum (EIP) incluidas, por ahora, son cuatro: EIP-2565, EIP-2929, EIP-2718 y EIP -2930. Los dos primeros modificar\u00e1n los precios del gas (generalmente reduci\u00e9ndolos), mientras que los otros incluir\u00e1n nuevos tipos de transacciones.<\/p>\n\n\n\n<p>El mercado DeFi tambi\u00e9n tiene algunos nuevos r\u00e9cords. <strong>El valor total bloqueado asciende a $51.5 por primera vez<\/strong> [<a href=\"https:\/\/defipulse.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Pulso DeFi<\/a>], mientras que la capitalizaci\u00f3n de mercado es ahora superior a $107b [<a href=\"https:\/\/www.coingecko.com\/en\/defi\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CoinGecko<\/a>]. Compound, Maker y Aave est\u00e1n liderando el camino en el valor bloqueado, pero Uniswap, Chainlink y Terra ganan por capitalizaci\u00f3n de mercado.<\/p>\n\n\n\n<p><br><em>Imagen destacada de PDPics \/ Pixabay<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>\u00bfQuieres intercambiar Bitcoin y otros tokens? Puedes hacerlo<\/em>&nbsp;<em>sin peligro&nbsp;<\/em><em><a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">en Alfacash<\/a><\/em><em>! Y no olvides que estamos hablando de esto y muchas otras cosas en nuestras redes sociales.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Gorjeo<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegrama<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>El Grupo de Acci\u00f3n Financiera Internacional (GAFI) public\u00f3 una gu\u00eda preliminar sobre posibles reglas para las empresas de cifrado. Y hay malas noticias.<\/p>","protected":false},"author":5,"featured_media":7107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[47],"tags":[43,218,119,307,118,120],"class_list":{"0":"post-7097","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-market-trends-alfacash","8":"tag-bitcoin","9":"tag-cryptocurrency-market","10":"tag-european-union","11":"tag-fatf","12":"tag-regulations","13":"tag-united-states"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/04\/padlock-166882_1280-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/es\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FATF against P2P transactions and privacy providers in crypto<\/title>\n<meta name=\"description\" content=\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. 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