{"id":7097,"date":"2021-04-05T22:14:00","date_gmt":"2021-04-05T19:14:00","guid":{"rendered":"https:\/\/alfacash.blog\/?p=7097"},"modified":"2024-02-19T21:51:58","modified_gmt":"2024-02-19T18:51:58","slug":"fatf-mot-ikke-forvaring-personvern-leverandorer-krypto","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/nb\/2021\/04\/05\/fatf-mot-ikke-forvaring-personvern-leverandorer-krypto\/","title":{"rendered":"FATF mot P2P-transaksjoner og personvernleverand\u00f8rer i krypto"},"content":{"rendered":"<p>Reguleringer for kryptokurver blir vanlige over hele verden, men noen av dem kan v\u00e6re litt drastiske. Det er bevist n\u00e5 av Financial Action Task Force (FATF), som utvikler nye retningslinjer for generell bruk av kryptoer. Dessverre er disse retningslinjene <strong>kan utelukke bruk av desentraliserte lommeb\u00f8ker, P2P-transaksjoner og personvernl\u00f8sninger.<\/strong><\/p>\n\n\n\n<p>P\u00e5 en <a href=\"http:\/\/www.fatf-gafi.org\/media\/fatf\/documents\/recommendations\/March%202021%20-%20VA%20Guidance%20update%20-%20Sixth%20draft%20-%20Public%20consultation.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">forel\u00f8pig oppdatering<\/a> av FATF, b\u00f8r virtuelle aktivateleverand\u00f8rer (VASPs) identifisere hver klient med personlige dokumenter. Dessuten ville de ikke kunne akseptere innskudd eller uttak fra eller til private lommeb\u00f8ker, men bare fra andre VASPer som fulgte de samme KYC-reglene (Know-Your-Customer).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"442\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg\" alt=\"Monero-legal-issues-identity\" class=\"wp-image-7066\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-300x129.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-150x65.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-18x8.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-270x116.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-770x332.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1170x505.jpg 1170w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-900x388.jpg 900w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-370x160.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-554x239.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-306x132.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-260x112.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-87x38.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Dette vil bety et forbud mot P2P-transaksjoner mot fiat og til og med for selve essensen av desentraliserte kryptovalutaer. Selvf\u00f8lgelig bare hvis noen regjeringer bestemmer seg for \u00e5 f\u00f8lge anbefalingene utenat.<\/p>\n\n\n\n<p>I tillegg virker det som om FATFs VASP-konsept ogs\u00e5 inkluderer Desentralized Exchanges (DEX) og <a href=\"https:\/\/alfacash.blog\/2020\/09\/09\/how-to-make-thousands-dollars-defi\/\" target=\"_blank\" rel=\"noreferrer noopener\">DeFi-applikasjoner<\/a>. <strong>S\u00e5 brukerne av slike verkt\u00f8y m\u00e5 registrere seg og gi personlig informasjon.<\/strong> Personvernteknologier som <a href=\"https:\/\/alfacash.blog\/2021\/03\/29\/discover-monero-how-use-it-full-privacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Monero (XMR),<\/a> Zcash (ZEC) eller Lightning Network ville heller ikke v\u00e6re levedyktig.<\/p>\n\n\n\n<p>Peter Van Valkenburgh, forskningsdirekt\u00f8r ved Coin Center, <a href=\"https:\/\/www.coincenter.org\/a-quick-analysis-of-fatfs-2021-draft-cryptocurrency-guidance\/\" target=\"_blank\" rel=\"noreferrer noopener\">kommenterte<\/a> om det:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cDisse kravene kan v\u00e6re rimelige for banker og andre finansinstitusjoner der mest hvitvasking skjer, men de er absolutt upassende for privatpersoner som deltar i \u00e5pne datanettverk. Straffene for manglende overholdelse er ekstreme, og massedatainnsamlingen vil \u00f8delegge personvern og konstitusjonelle rettigheter mot uforsvarlig overv\u00e5king. \u201d<\/p><\/blockquote>\n\n\n\n<p>I det minste godtar FATF <a href=\"https:\/\/www.fatf-gafi.org\/publications\/fatfrecommendations\/documents\/public-consultation-guidance-vasp.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">offentlige kommentarer<\/a> til 20. april<sup>th<\/sup>. <a href=\"https:\/\/www.youtube.com\/watch?v=sXqq_iRlanU&amp;t=74s\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">I f\u00f8lge<\/a> Dave Jevans, administrerende direkt\u00f8r i CipherTrace, <strong>de endelige retningslinjene vil bli kunngjort i juni<\/strong>. Det er verdt \u00e5 nevne at FATF ikke har h\u00e5ndhevelse eller juridisk makt, og dokumentet er bare en anbefaling for deres medlemsland. Disse inkluderer rundt 40 land, hovedsakelig fra <a href=\"https:\/\/alfacash.blog\/tag\/european-union\/\" target=\"_blank\" rel=\"noreferrer noopener\">Europa<\/a> og Amerika.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Desentraliserte kryptoer fortsetter \u00e5 vokse<\/strong><\/h2>\n\n\n\n<p>I mellomtiden, <strong>den totale markedsverdi for kryptovaluta overgikk $2 billioner for f\u00f8rste gang,<\/strong> if\u00f8lge CoinGecko. Halvparten av det tilh\u00f8rer Bitcoin (BTC), n\u00e5 til en pris p\u00e5 rundt $59.000 per mynt. Den andre p\u00e5 listen er fortsatt <a href=\"https:\/\/alfacash.blog\/2020\/11\/14\/ethereum-2-new-features-prices-more-ethereum-chains\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethereum (ETH),<\/a> med en markedsverdi p\u00e5 over $245b og en ny All-Time-High (ATH) p\u00e5 $2,150 per mynt.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg\" alt=\"bitcoin-ethereum-bullish-investeringer\" class=\"wp-image-6830\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1536x1024.jpg 1536w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-368x245.jpg 368w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p>Den nye posten for Ethereum m\u00e5 kanskje gj\u00f8re noe med den siste <a href=\"https:\/\/alfacash.blog\/2021\/03\/08\/bitcoin-ethereum-go-bullish-again-new-investments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Berlin-oppgradering<\/a>. Denne kj\u00f8rer allerede i noen testnett, og den kommer til nettet rundt 14. april 2021. Ethereum Improvement Proposals (EIPs) inkludert, for n\u00e5, er fire: EIP-2565, EIP-2929, EIP-2718 og EIP -2930. De to f\u00f8rste vil endre gassprisene (generelt redusere dem), mens de andre vil inkludere nye typer transaksjoner.<\/p>\n\n\n\n<p>DeFi-markedet har ogs\u00e5 noen nye poster. <strong>Den totale verdien l\u00e5st stiger opp til $51.5 for f\u00f8rste gang<\/strong> [<a href=\"https:\/\/defipulse.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">DeFi Pulse<\/a>], mens markedsverdien n\u00e5 er over $107b [<a href=\"https:\/\/www.coingecko.com\/en\/defi\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CoinGecko<\/a>]. Compound, Maker og Aave f\u00f8rer an i verdil\u00e5st, men Uniswap, Chainlink og Terra vinner per markedsverdi.<\/p>\n\n\n\n<p><br><em>Utvalgt bilde av PDPics \/ Pixabay<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>Vil du handle Bitcoin og andre tokens? Du kan gj\u00f8re det<\/em>&nbsp;<em>trygt&nbsp;<\/em><em><a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">p\u00e5 Alfacash<\/a><\/em><em>! Og ikke glem at vi snakker om dette og mange andre ting p\u00e5 v\u00e5re sosiale medier.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Financial Action Task Force (FATF) ga ut en forel\u00f8pig guide om mulige regler for kryptoselskaper. Og det er noen d\u00e5rlige nyheter.<\/p>","protected":false},"author":5,"featured_media":7107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[47],"tags":[43,218,119,307,118,120],"class_list":{"0":"post-7097","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-market-trends-alfacash","8":"tag-bitcoin","9":"tag-cryptocurrency-market","10":"tag-european-union","11":"tag-fatf","12":"tag-regulations","13":"tag-united-states"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/04\/padlock-166882_1280-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/nb\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FATF against P2P transactions and privacy providers in crypto<\/title>\n<meta name=\"description\" content=\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. 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