{"id":8355,"date":"2021-12-10T20:47:00","date_gmt":"2021-12-10T17:47:00","guid":{"rendered":"https:\/\/alfacash.blog\/?p=8355"},"modified":"2024-02-19T21:51:03","modified_gmt":"2024-02-19T18:51:03","slug":"discover-advantages-blockchain-b2b-payments-2","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/nb\/2021\/12\/10\/discover-advantages-blockchain-b2b-payments-2\/","title":{"rendered":"Oppdag fordelene med blokkjede for B2B-betalinger"},"content":{"rendered":"

Flere faktorer har vist at fremtiden for betalinger er digital. Slik sett fremst\u00e5r blockchain-teknologi som det beste alternativet for handel mellom sm\u00e5, mellomstore og store selskaper. La oss ta en titt p\u00e5 fordelene med blokkjedeteknologi for business-to-business (B2B) tjenester.<\/p>\n\n\n\n

En oversikt over B2B-markedet<\/strong><\/h2>\n\n\n\n

B2B-betalinger refererer til prosessen der to selskaper utveksler varer eller tjenester. <\/strong>Selv om det er et marked som ikke blir lagt merke til av de fleste, flytter det store mengder penger \u00e5rlig. I USA, for eksempel, sto B2B-handelstallene p\u00e5 $23 billioner i 2020. Dette er en vekst p\u00e5 40% i forhold til 2014, if\u00f8lge data fra Deloitte<\/a>.<\/p>\n\n\n\n

\"Bitcoin-pris-altcoins-ATH\"<\/figure><\/div>\n\n\n\n

Til tross for dette mener forskerne at dette markedet er undertjent, med mange udekkede behov som krever modernisering av betalingsinfrastrukturen. Blant disse problemene er betalingsforsinkelser, h\u00f8ye gebyrer, svindelrisiko, manuell behandling, begrenset synlighet av transaksjoner, problemer med mottar pengeoverf\u00f8ringer<\/a>, og s\u00e5 videre.<\/p>\n\n\n\n

Akkurat som Internett revolusjonerte m\u00e5ten vi administrerer, forbruker og reproduserer informasjon, blockchain-teknologi<\/a> vil endre m\u00e5ten vi gj\u00f8r forretninger p\u00e5, i f\u00f8lge<\/a> 26% av B2B-brukere og leverand\u00f8rer.<\/p>\n\n\n\n

Blockchain og B2B globale betalinger<\/strong><\/h2>\n\n\n\n

Covid-19-pandemien p\u00e5virket ikke globale betalinger i 2021 s\u00e5 negativt som ansl\u00e5tt. Faktisk, globale betalingsinntekter lover \u00e5 fortsette \u00e5 vokse i de kommende \u00e5rene.<\/strong><\/p>\n\n\n\n

Dette ble beskrevet av forskere<\/a> hos konsulentfirmaet McKinsey & Company, som tror at det innen 2025 vil v\u00e6re $2,5 billioner i globale betalingsinntekter. Dette skyldes blant annet at mange private selskaper tar i bruk stablecoins<\/a>, og flere banker vurderer opprettelsen av sentralbankens digitale valutaer (CBDC-er<\/a>).<\/p>\n\n\n\n

\"Walmart-kryptokurrency-bitcoin-pris\"<\/figure><\/div>\n\n\n\n

Men for Deloitte, visse faktorer kan gj\u00f8re det vanskelig \u00e5 behandle internasjonale betalinger <\/strong>under den digitale infrastrukturen som eksisterer i dag. Dermed kan bedrifter ha mange fakturaer \u00e5 behandle (presentert i ulike formater), og st\u00f8te p\u00e5 tap av data i filene. De kan ogs\u00e5 m\u00f8te mangel p\u00e5 administrativ st\u00f8tte for \u00e5 behandle denne typen betaling.<\/p>\n\n\n\n

Denne mangelen er spesielt tydelig i mellommarkedet, som var p\u00e5 mer enn $3 milliarder i 2021. Mellomstore selskaper, som ikke f\u00e5r nok oppmerksomhet fra finansinstitusjoner, har ikke samme budsjett for \u00e5 oppgradere sin internasjonale betalingsinfrastruktur slik store selskaper ville ha gjort.<\/p>\n\n\n\n

Blockchain betalingsprosessorer for B2B<\/strong><\/h2>\n\n\n\n

Heldigvis blokkjedeteknologi og kryptovaluta betalingsbehandlere<\/a> er mye mer praktiske, raskere og billigere enn tradisjonelle finansielle l\u00f8sninger i B2B-sektoren.<\/p>\n\n\n\n

Inne i disse nye plattformene, opprette en konto og fullf\u00f8re identitetsbekreftelsesprosessen (hvis aktuelt) kan ta bare minutter.<\/strong> Tilsvarende, mens du sender penger mellom finansinstitusjoner inn forskjellige land<\/a> kan ta 1-5 dager, bruk av en betalingsprosessor kan gj\u00f8re transaksjonene umiddelbare.<\/p>\n\n\n\n

\"b2b-blokkjede-betalinger-bedrifter\"<\/figure><\/div>\n\n\n\n

Behandling av data kan ogs\u00e5 bli veldig enkelt. Betalingsformidlere presenterer et sammendrag av transaksjonene med alle n\u00f8dvendige data for selskapets regnskap.<\/p>\n\n\n\n

Fordelene med betalingsbehandlere (som f.eks ALFAcoins<\/a>) for \u00e5 sende remitteringer kommer ogs\u00e5 sm\u00e5 bedrifter til gode. Internasjonal handel er ikke lenger begrenset til store eksport\u00f8rer<\/strong>, da sm\u00e5 bedrifter kan finne bedrifter som har tatt i bruk denne betalingsteknologien og \u00f8nsker \u00e5 utvide markedet sitt internasjonalt.<\/p>\n\n\n\n

\u00c5penhet og svindelforebygging<\/strong><\/h2>\n\n\n\n

For \u00f8yeblikket m\u00e5 noen selskaper som ikke bruker neste generasjons finansteknologi verifisere hver transaksjon manuelt. Dessuten bruker de betalingsm\u00e5ter som ikke gir tilstrekkelige sikkerhetsniv\u00e5er for deres operasjoner.<\/p>\n\n\n\n

Som kjent, blokkjedeteknologi er basert p\u00e5 en digital hovedbok distribuert inne i datamaskiner over hele verden<\/strong>. Denne hovedboken oppdateres periodisk med hver transaksjon. Hvis blokkjeden er offentlig (som Bitcoin<\/a>), s\u00e5 kan hvem som helst, hvor som helst i verden, konsultere den og bekrefte at dataene i en transaksjon er korrekte.<\/p>\n\n\n\n

\"Kj\u00f8p-bitcoin-explorer-blockchain\"
Internettarkivadresse i Bitcoin Explorer. Kilde: Blockchain.com<\/figcaption><\/figure>\n\n\n\n

N\u00e5r det gjelder B2B blockchain-teknologi for store selskaper, kan de bruke en privat blokkjede hvor de behandler betalingene sine. Uansett om det er internasjonale betalinger eller ikke, p\u00e5 disse plattformene kan transaksjonene kun konsulteres av de brukerne som har tillatelse til \u00e5 f\u00e5 tilgang til dem.<\/p>\n\n\n\n

I tillegg lar disse private blokkjedene sine brukere foreta umiddelbare transaksjoner, uten behov for strenge svindelsjekker<\/a> \u00e5 verifisere ektheten til betalingsmidlet, noe som forsinker prosessen. Selskapene kan gj\u00f8re tidligere avtaler seg imellom om dette.<\/p>\n\n\n\n

Betalingsprosessorer tilbyr ogs\u00e5 sikkerheten til private nettverk, men til en lavere kostnad.<\/strong> S\u00e5ledes, hvis begge selskapene bruker samme prosessor, er transaksjonsdata vanligvis private og beskyttet i databasen, men kan enkelt n\u00e5s av begge parter.<\/p>\n\n\n\n

Ikke-forvaringstjenester og lavere gebyrer<\/strong><\/h2>\n\n\n\n

Desentralisering er utvilsomt en av de st\u00f8rste fordelene med blokkjedeteknologi. Med denne teknologien kan store og sm\u00e5 selskaper gj\u00f8re sine transaksjoner enkelt uten \u00e5 bruke en bank som mellommann. P\u00e5 denne m\u00e5ten kan de f\u00e5 tilgang til midler umiddelbart, redusere kostnadene til kontovedlikeholdsgebyrer, overf\u00f8ringer mellom finansinstitusjoner mv.<\/p>\n\n\n\n

\"Cardano-Ethereum-PoS-gruppe\"<\/figure>\n\n\n\n

Dessuten blir markedet mer inkluderende. Flere selskaper, uavhengig av st\u00f8rrelse, kan samhandle med hverandre<\/strong> uten \u00e5 m\u00f8te barrieren av provisjoner og papirarbeid som finansielle enheter vanligvis krever.<\/p>\n\n\n\n

Et annet h\u00f8ydepunkt betale med kryptovalutaer<\/a> er at det er betydelig billigere \u00e5 sende B2B-betalinger enn med tradisjonelle transaksjoner. Med blokkjedeteknologi har for eksempel sending av betaling p\u00e5 10 tusen dollar samme gebyr som en transaksjon p\u00e5 15 eller 10 dollar. Derfor, ved \u00e5 betale en avgift p\u00e5 \u00e9n dollar for \u00e5 flytte $10k, kan leverand\u00f8ren motta betalingen av et produkt i l\u00f8pet av f\u00e5 minutter.<\/p>\n\n\n\n

Migrasjonen fra det tradisjonelle markedet til en ny generasjons \u00f8konomi ser ut til \u00e5 v\u00e6re en stadig n\u00e6rmere realitet. Med regulering<\/a> av stablecoins og tilliten til at blokkjedeteknologi inspirerer B2B-industrien, ser det ut til at prosessen vil skje raskere enn vi kunne forestille oss.<\/p>\n\n\n\n

\n\n\n\n

Vil du godta Bitcoin og andre tokens i virksomheten eller bloggen din? Du kan gj\u00f8re det<\/em> trygt med <\/em>ALFAcoins<\/a><\/em>! Og ikke glem at vi snakker om dette og mange andre ting p\u00e5 v\u00e5re sosiale medier.<\/em><\/p>\n\n\n\n

Twitter<\/a> * Telegram<\/a> * Instagram<\/a> * Youtube<\/a> * Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"

Blokkjede og krypto gir mange fordeler for B2B-industrien. Spesielt p\u00e5 betalingsomr\u00e5det. La oss ta en n\u00e6rmere titt. <\/p>","protected":false},"author":5,"featured_media":8363,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[48],"tags":[434,86,218,101,142,175],"class_list":{"0":"post-8355","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-learn","8":"tag-b2b","9":"tag-blockchain","10":"tag-cryptocurrency-market","11":"tag-investment","12":"tag-payments","13":"tag-stablecoins"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/12\/01.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/nb\/author\/isabel\/"},"yoast_head":"\nDiscover the advantages of blockchain for B2B payments - alfa.cash blog<\/title>\n<meta name=\"description\" content=\"Blockchain and cryptos offer a lot of advantages for B2B industry. 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