{"id":4689,"date":"2020-11-19T05:32:23","date_gmt":"2020-11-19T02:32:23","guid":{"rendered":"https:\/\/alfacash.blog\/?p=4689"},"modified":"2024-02-19T21:52:51","modified_gmt":"2024-02-19T18:52:51","slug":"holandes-banco-central-anuncia-novas-regulamentacoes-para-cripto-empresas","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/pt\/2020\/11\/19\/holandes-banco-central-anuncia-novas-regulamentacoes-para-cripto-empresas\/","title":{"rendered":"Banco Central Holand\u00eas anuncia novos regulamentos para cripto-empresas"},"content":{"rendered":"<p>Os regulamentos para o uso de criptomoedas est\u00e3o se tornando mais r\u00edgidos na Holanda. Recentemente, seu Banco Central Holand\u00eas (DNB) entregou novas obriga\u00e7\u00f5es legais para as empresas nacionais de criptomoedas, que v\u00e3o al\u00e9m do processo comum de Conhe\u00e7a seu Cliente (KYC).<\/p>\n\n\n\n<p>Aparentemente, agora n\u00e3o ser\u00e1 suficiente fornecer documentos de identifica\u00e7\u00e3o e \/ ou possuir uma conta antiga e verificada em algum <a href=\"https:\/\/alfacash.blog\/2020\/08\/26\/easiest-guide-top-up-phone-cryptocurrencies\/\" target=\"_blank\" rel=\"noreferrer noopener\">troca de criptomoeda<\/a>. <strong>A empresa envolvida na transa\u00e7\u00e3o deve verificar se &quot;seus clientes e quaisquer propriet\u00e1rios benefici\u00e1rios finais (UBOs) est\u00e3o em uma lista de san\u00e7\u00f5es holandesa ou europeia&quot;<\/strong> e imediatamente relatar \u00e0 institui\u00e7\u00e3o central.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-1024x682.jpg\" alt=\"\" class=\"wp-image-4696\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-1024x682.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-270x180.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-368x245.jpg 368w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/analysis-1841158_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagem de Pexels de Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p>Para os usu\u00e1rios, <a href=\"https:\/\/alfacash.blog\/2020\/11\/12\/united-kingdom-preparing-new-regulations-stablecoins-cbdc\/\" target=\"_blank\" rel=\"noreferrer noopener\">este regulamento<\/a> implica verifica\u00e7\u00f5es adicionais, como uma declara\u00e7\u00e3o da finalidade da transa\u00e7\u00e3o, tipo de carteira e capturas de tela ou mensagens de assinatura. Caso o cliente esteja na lista de san\u00e7\u00f5es, a transa\u00e7\u00e3o e a conta devem ser congeladas pela bolsa.<\/p>\n\n\n\n<p>De acordo com <a href=\"https:\/\/www.toezicht.dnb.nl\/en\/2\/50-237925.jsp\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">o an\u00fancio<\/a>:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cEm caso de acerto efetivo em lista de san\u00e7\u00f5es, a institui\u00e7\u00e3o deve notificar imediatamente o DNB, bem como congelar quaisquer ativos, bloquear a transa\u00e7\u00e3o ou ambos. Consequentemente, os ativos n\u00e3o podem ser liberados para qualquer outra parte n\u00e3o sancionada. A FIU-NL (Unidade de Intelig\u00eancia Financeira) tamb\u00e9m deve ser notificada em casos espec\u00edficos \u201d.<\/p><\/blockquote>\n\n\n\n<p>Se a empresa n\u00e3o relatar o acerto, sua a\u00e7\u00e3o ser\u00e1 pun\u00edvel nos termos do <a href=\"https:\/\/wetten.overheid.nl\/BWBR0002063\/2018-07-25#TiteldeelI_Artikel1a\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Lei de Ofensas Econ\u00f4micas<\/a>. <strong>Tal regulamento descreve multas de at\u00e9 82.000 EUR (quinta categoria) e at\u00e9 seis anos de pris\u00e3o<\/strong>, dependendo da infra\u00e7\u00e3o financeira. Al\u00e9m disso, as san\u00e7\u00f5es adicionais podem ser o fechamento total da empresa, a apreens\u00e3o dos fundos e a retirada de benef\u00edcios governamentais.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Contra a medida<\/strong><\/h2>\n\n\n\n<p>As empresas de criptomoedas e usu\u00e1rios na Holanda n\u00e3o est\u00e3o muito felizes com o an\u00fancio. Argumentos <a href=\"https:\/\/alfacash.blog\/2020\/08\/20\/celebrities-important-leaders-against-bitcoin-why-hate\/\" target=\"_blank\" rel=\"noreferrer noopener\">contra isso<\/a> inclusive que nem os bancos nacionais s\u00e3o obrigados a fazer isso, e a regula\u00e7\u00e3o foi meio repentina e n\u00e3o tem base legal s\u00f3lida.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-1024x682.jpg\" alt=\"\" class=\"wp-image-4698\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-1024x682.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-270x180.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-368x245.jpg 368w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/protest-464616_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagem de Niek Verlaan da Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p>O empres\u00e1rio Bitcoin e defensor da privacidade <a href=\"https:\/\/twitter.com\/matt_odell\/status\/1328831030770475011\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Matt Odell<\/a> afirmou que esta pode ser a &quot;evolu\u00e7\u00e3o natural de <a href=\"https:\/\/alfacash.blog\/2020\/10\/23\/exchange-cryptos-fast-kyc-thanks-alfacash-store-sumsub\/\" target=\"_blank\" rel=\"noreferrer noopener\">KYC \/ AML<\/a> regs \u201d, e <strong>um \u201cprecursor \u00f3bvio para proibi\u00e7\u00f5es adequadas de autocuidado\u201d em todo o mundo.<\/strong><\/p>\n\n\n\n<p>Infelizmente, as empresas de criptomoeda que pretendem operar legalmente no territ\u00f3rio devem ser registradas junto \u00e0s autoridades antes de 21 de novembro de 2020. E, apesar de sua novidade, essas medidas adicionais al\u00e9m do KYC s\u00e3o um requisito para o registro. Portanto, as empresas devem se adaptar ou fechar.<\/p>\n\n\n\n<p>Enquanto isso, alguns <a href=\"https:\/\/alfacash.blog\/2020\/10\/12\/cryptocurrency-payment-processors-legal-taxes\/\" target=\"_blank\" rel=\"noreferrer noopener\">atores da ind\u00fastria<\/a> est\u00e3o levantando suas vozes contra essa decis\u00e3o espec\u00edfica, ou pelo menos tentando ganhar mais tempo para adaptar seus sistemas e clientes a ela.<\/p>\n\n\n\n<p><br><em>Imagem apresentada por Michael de Groot da Pixabay<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>Quer negociar BTC, ETH e outros tokens? Voc\u00ea consegue<\/em>\u00a0<em>com seguran\u00e7a\u00a0<a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">em Alfacash<\/a>! E n\u00e3o se esque\u00e7a de que estamos falando sobre isso e muitas outras coisas em nossas redes sociais.<br><br><\/em><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a>\u00a0*\u00a0<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegrama<\/a>\u00a0*\u00a0<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube<\/a>\u00a0*<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>\u00a0\u00a0*\u00a0<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>As empresas de criptomoeda e seus usu\u00e1rios na Holanda devem seguir novos regulamentos a partir de agora, ainda mais rigorosos do que o KYC comum. <\/p>","protected":false},"author":5,"featured_media":4695,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[47],"tags":[42,119,157,183,118],"class_list":{"0":"post-4689","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-market-trends-alfacash","8":"tag-cryptocurrency","9":"tag-european-union","10":"tag-kyc","11":"tag-netherlands","12":"tag-regulations"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/flag-1275831_1280-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/pt\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - 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