{"id":4814,"date":"2020-12-06T23:43:54","date_gmt":"2020-12-06T20:43:54","guid":{"rendered":"https:\/\/alfacash.blog\/?p=4814"},"modified":"2024-02-19T21:52:44","modified_gmt":"2024-02-19T18:52:44","slug":"stablecoins-and-types-o-lectie-usoara-si-scurta","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/ro\/2020\/12\/06\/stablecoins-and-types-o-lectie-usoara-si-scurta\/","title":{"rendered":"Monede stabile \u0219i tipuri: o lec\u021bie u\u0219oar\u0103 \u0219i scurt\u0103"},"content":{"rendered":"<p>Criptomonedele pot fi foarte utile, dar \u0219i cam greoaie atunci c\u00e2nd nu dori\u021bi ca fondurile dvs. s\u0103 fie scufundate \u00eentr-o volatilitate ridicat\u0103. Pre\u021bul Bitcoin poate fi la 1 ast\u0103zi, la 0,5 m\u00e2ine \u0219i la 5 a doua zi. Desigur, exist\u0103 unele tendin\u021be \u0219i o anumit\u0103 teorie a jocurilor, dar \u00eentr-adev\u0103r nu po\u021bi lega termenul \u201estabil\u201d cu majoritatea criptomonedelor... cu excep\u021bia a\u0219a-numitelor stablecoins.<\/p>\n\n\n\n<p><strong>Acestea sunt active digitale construite cu criptografie (sau alt tip de criptomoned\u0103, dac\u0103 prefera\u021bi), concepute pentru a men\u021bine un pre\u021b fix.<\/strong> Cam. \u00ce\u0219i fixeaz\u0103 pre\u021burile la alte active, considerate mai stabile. Este foarte obi\u0219nuit, de exemplu, s\u0103 g\u0103si\u021bi monede stabile sus\u021binute de USD cu un raport de 1:1. Deci, pre\u021bul lor este de aproximativ $1 per token.<\/p>\n\n\n\n<p>Cu toate acestea, nu toate <a href=\"https:\/\/masterthecrypto.com\/guide-to-stablecoin-types-of-stablecoins\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">tip stablecoin<\/a> func\u021bioneaz\u0103 \u00een acela\u0219i mod \u0219i cu siguran\u021b\u0103 nu toate sunt sus\u021binute de USD. Activul de baz\u0103 utilizat pentru a minimiza volatilitatea natural\u0103 a monedelor stabile poate fi o alt\u0103 moned\u0103 fiat, o marf\u0103, <a href=\"https:\/\/alfacash.blog\/2020\/08\/18\/what-is-cryptocurrency-why-should-care-reasons\/\" target=\"_blank\" rel=\"noreferrer noopener\">diferite criptomonede<\/a>, sau codul \u00een sine. S\u0103 verific\u0103m asta.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Tipuri de monede stabile sau de ce sunt \u201estabile\u201d<\/strong><\/h2>\n\n\n\n<p>Pentru a ob\u021bine o anumit\u0103 stabilitate \u00een mijlocul acestei pie\u021be s\u0103lbatice dominat\u0103 de cerere \u0219i ofert\u0103, stablecoins-urile folosesc unele tehnici care pot fi centralizate sau descentralizate. Deci, practic, pot fi sus\u021binute de un alt activ sau pot manipula oferta total\u0103 pentru a p\u0103stra pre\u021bul pe care \u0219i-l doresc.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"641\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-1024x641.jpg\" alt=\"\" class=\"wp-image-4817\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-1024x641.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-300x188.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-150x94.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-270x169.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-770x482.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-812x508.jpg 812w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-823x515.jpg 823w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-370x232.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-554x347.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-306x191.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-260x163.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280-87x54.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/cryptocurrency-3409628_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagine de WorldSpectrum de la Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Sus\u021binut de m\u0103rfuri sau fiat<\/strong><\/h3>\n\n\n\n<p>Te po\u021bi g\u00e2ndi la acest tip ca fiind carduri cadou sau tichete de mas\u0103: au valoare pentru c\u0103 reprezint\u0103 altceva. Dar nu \u201eorice\u201d lucru (cum ar fi banii), ci un anumit lucru \u00eentr-o cantitate fix\u0103. La fel ca biletul t\u0103u de mas\u0103, care reprezint\u0103... \u0219tii, o singur\u0103 mas\u0103. Nu te vei trezi a doua zi pentru a vedea c\u0103 biletul t\u0103u s-a transformat magic pentru a reprezenta dou\u0103 mese, jum\u0103tate de mas\u0103 sau un elefant, a\u0219a c\u0103 po\u021bi spune c\u0103 este ceva stabil.<\/p>\n\n\n\n<p>Monedele stabile sus\u021binute de m\u0103rfuri sau monede fiat func\u021bioneaz\u0103 \u00een mod similar. <a href=\"https:\/\/alfacash.blog\/2020\/10\/22\/bitcoin-core-people-behind-bitcoin\/\" target=\"_blank\" rel=\"noreferrer noopener\">Dezvoltatorii lor<\/a> alege\u021bi (\u0219i de\u021bine\u021bi) activele de baz\u0103 pentru a imprima valoare \u00eentr-un token nou creat. Acest lucru este important: ei nu pot s\u0103 creeze un token pe Ethereum (de exemplu) \u0219i s\u0103 spun\u0103: \u201eHei, va merita un dolar pentru c\u0103 am spus a\u0219a\u201d.<\/p>\n\n\n\n<p>Trucul este c\u0103 unit\u0103\u021bile noii monede stabile vor valora 1 USD, EUR, CNY, un gram de aur sau orice altceva pentru c\u0103 <strong>dezvoltatorii, ca persoane fizice sau ca companie, de\u021bin aceea\u0219i cantitate de astfel de active.<\/strong> Aceasta \u00eenseamn\u0103 c\u0103, dac\u0103 nu exist\u0103 mas\u0103, atunci nu exist\u0103 bilet de mas\u0103 legitim. &nbsp;<\/p>\n\n\n\n<p>\u0218i de unde \u0219tii c\u0103 de\u021bin efectiv cantitatea pe care o emit publicului \u0219i nu pun la v\u00e2nzare ni\u0219te jetoane f\u0103r\u0103 valoare? Ei bine, asta e... un lucru. Ei pot fi c\u00e2t mai transparen\u021bi cu privire la rezervele lor, dar acesta nu este procesul mai descentralizat. Este aproape complet centralizat, \u00eentr-adev\u0103r. &nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"641\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-1024x641.jpg\" alt=\"\" class=\"wp-image-4819\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-1024x641.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-300x188.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-150x94.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-270x169.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-770x482.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-812x508.jpg 812w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-823x515.jpg 823w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-370x232.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-554x347.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-306x191.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-260x163.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280-87x54.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/internet-3484137_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagine de Gerd Altmann de la Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p><a href=\"https:\/\/www.alfa.cash\/es\/buy\/tethererc20\" target=\"_blank\" rel=\"noreferrer noopener\">Tether (USDT)<\/a> este probabil cel mai mare exemplu al acestui caz. Este emis de compania Tether Limited, care ar trebui s\u0103 de\u021bin\u0103 fiecare dolar pe care USDT \u00eel reprezint\u0103 acolo. Cu toate acestea, USD Coin (USDC), Paxos Standard (PAX) \u0219i True USD (TUSD) sunt, de asemenea, exemple frumoase, toate sus\u021binute de USD. Al\u021bii, cum ar fi Digix Gold (DGD), sunt sus\u021binute de aur sau alte m\u0103rfuri.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Crypto colateral<\/strong><\/h3>\n\n\n\n<p>Am trecut deja prin tichetul de mas\u0103, acum s\u0103 vorbim despre credite ipotecare \u0219i ni\u0219te \u00eemprumuturi. Procesul \u00een acele cazuri este foarte simplu, nu? Banca\/compania\/persoana v\u0103 \u00eemprumut\u0103 ni\u0219te bani, dar nu f\u0103r\u0103 o garan\u021bie pe care o pot lua dac\u0103 nu sunte\u021bi \u00een stare s\u0103-i rambursa\u021bi. \u00cen cazul creditelor ipotecare, acea garan\u021bie este o cas\u0103. Cu alte p\u0103r\u021bi, poate fi o ma\u0219in\u0103 sau un alt atu.<\/p>\n\n\n\n<p>Pentru a face active descentralizate, acea garan\u021bie (colateral) sunt alte criptomonede. Deci, acest tip de monede stabile nu este sus\u021binut de active din afara lumii cripto, ci de alte criptomonede. De obicei, un co\u0219 din ele pentru a ajunge la mai mult\u0103 stabilitate. Pentru a utiliza monede garantate, <strong>utilizatorii ar trebui adesea s\u0103 blocheze ni\u0219te fonduri de criptomonede \u00eentr-un contract inteligent, care va servi drept garan\u021bie a valorii.<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"594\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-1024x594.jpg\" alt=\"\" class=\"wp-image-4820\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-1024x594.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-300x174.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-150x87.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-18x10.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-270x157.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-770x447.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-875x508.jpg 875w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-887x515.jpg 887w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-370x215.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-554x322.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-306x178.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-260x151.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280-87x51.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/analysis-3782319_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagine de mohamed Hassan de la Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p>Pre\u021bul poate fi exprimat cu moneda fiat (USD sunt foarte obi\u0219nui\u021bi), dar garan\u021bia \u0219i politica monetar\u0103 determinate de sistem (\u0219i controlate de utilizatori) sunt adev\u0103ratul \u201eactiv de baz\u0103\u201d de aceast\u0103 dat\u0103. Ceea ce \u00eenseamn\u0103 lucrurile adev\u0103rate care le fac valoroase f\u0103r\u0103 intermediari.<\/p>\n\n\n\n<p>Probabil cel mai bun exemplu de acest tip este DAI de la MakerDAO. ei <a href=\"https:\/\/alfacash.blog\/2020\/11\/14\/ethereum-2-new-features-prices-more-ethereum-chains\/\" target=\"_blank\" rel=\"noreferrer noopener\">utiliza\u021bi ETH<\/a> ca garan\u021bie pentru emiterea de monede noi, al c\u0103rui pre\u021b va fi legat de USD. \u00cen plus, permite utilizarea unui co\u0219 de cripto-active ca rezerv\u0103.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Algoritmi \u0219i b\u0103nci<\/strong><\/h3>\n\n\n\n<p>Ei bine, nu \u00eentotdeauna monedele stabile sunt o reprezentare a altceva. Uneori, acestea pot fi sus\u021binute doar de propriul lor cod \u0219i at\u00e2t. Dezvoltatorii imit\u0103 ceva similar cu ceea ce fac b\u0103ncile centrale pentru a stabiliza pre\u021burile: bate monede noi dac\u0103 pre\u021bul cre\u0219te \u0219i distrug o parte din oferta actual\u0103 dac\u0103 pre\u021bul scade. Lipsa creeaz\u0103 valoare, p\u00e2n\u0103 la urm\u0103.<\/p>\n\n\n\n<p>De obicei, scopul final este de a men\u021bine un pre\u021b de aproximativ 1 USD pe unitate, chiar \u0219i f\u0103r\u0103 active subiacente sau garan\u021bii criptografice. Sistemul intern \u0219i algoritmii monedei sunt proiecta\u021bi \u00een mod specific <strong>s\u0103 urm\u0103reasc\u0103 acele posibile modific\u0103ri de pre\u021b \u0219i s\u0103 ac\u021bioneze asupra ofertei pentru a men\u021bine stabilitatea.<\/strong> &nbsp;Sunt complet descentralizate, dar complexe \u0219i nu sunt at\u00e2t de populare.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-1024x682.jpg\" alt=\"\" class=\"wp-image-4821\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-1024x682.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-270x180.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-368x245.jpg 368w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/security-2972105_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption>Imagine de Robinraj Premchand de la Pixabay<\/figcaption><\/figure><\/div>\n\n\n\n<p>Basecoin-ul defunct (acum re\u00eenvie ca <a href=\"https:\/\/www.coindesk.com\/basis-cash-algorithmic-stablecoin-launch-defi-rick-morty\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Cash de baz\u0103<\/a>) este exemplul pe care \u00eel avem pentru acest gen. Scopul sistemului s\u0103u este s\u0103 func\u021bioneze f\u0103r\u0103 niciun activ subiacent \u0219i mai asem\u0103n\u0103tor cu o banc\u0103 central\u0103. Exist\u0103 unele cod\u0103ri \u0219i <a href=\"https:\/\/alfacash.blog\/2020\/12\/01\/what-happened-november-cryptocurrency-world\/\" target=\"_blank\" rel=\"noreferrer noopener\">preocup\u0103ri de reglementare<\/a>, totu\u0219i.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>De ce conteaz\u0103 monedele stabile?<\/strong><\/h2>\n\n\n\n<p>R\u0103spunsul scurt pentru utilizatori este c\u0103 ace\u0219tia sunt capabili s\u0103 ofere un depozit de valoare, un mediu stabil de schimb \u0219i un mecanism de acoperire pentru comercian\u021bi. In afara de asta, <strong>sunt o parte fundamental\u0103 a ecosistemului DeFi \u00een plin\u0103 expansiune <\/strong>si <a href=\"https:\/\/alfacash.blog\/2020\/09\/09\/how-to-make-thousands-dollars-defi\/\" target=\"_blank\" rel=\"noreferrer noopener\">randament agricol<\/a> Activit\u0103\u021bi. Dup\u0103 cum a comentat DappRadar \u00een <a href=\"https:\/\/thedefiant.substack.com\/p\/the-state-of-stablecoins-in-defi\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">un raport<\/a>:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201eMonedele stabile s-au dovedit foarte populare pentru fermieri \u0219i, chiar \u0219i cu rate ale dob\u00e2nzilor ridicate, propunerea a fost profitabil\u0103. Acest lucru sa datorat par\u021bial faptului c\u0103 activele subiacente \u00eemprumutate \u0219i \u00eemprumutate au fost stabile. Odat\u0103 ce aten\u021bia s-a \u00eendreptat c\u0103tre jetoanele volatile, comunitatea a fost for\u021bat\u0103 s\u0103 ajusteze strategia de distribu\u021bie. Aceast\u0103 strategie de cultivare a randamentului a catalizat activitatea stablecoin.\u201d<\/p><\/blockquote>\n\n\n\n<p>Dincolo de asta, ele sunt, de asemenea, foarte importante pentru autorit\u0103\u021bile financiare din \u00eentreaga lume, de atunci <strong>ei simt acest tip de active ca fiind posibile amenin\u021b\u0103ri la adresa economiilor lor.<\/strong> Consiliul pentru Stabilitate Financiar\u0103, o entitate interna\u021bional\u0103 de reglementare, <a href=\"https:\/\/www.fsb.org\/wp-content\/uploads\/P131020-3.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">chiar afirmat<\/a> c\u0103, dac\u0103 adoptarea continu\u0103, toate tipurile de monede stabile ar putea avea \u201eimpacte semnificative asupra activit\u0103\u021bii economice \u0219i func\u021bion\u0103rii sistemului financiar\u201d.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-1024x682.jpg\" alt=\"Rus-cripto-reglementare-ministru\" class=\"wp-image-4758\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-1024x682.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-scaled-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-scaled-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-scaled-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-scaled-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-scaled.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/11\/right-4926156_1280-368x245.jpg 368w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p>De aceea exist\u0103 deja eforturi pentru a reglementa utilizarea lor \u00een mai multe \u021b\u0103ri. Regatul unit <a href=\"https:\/\/alfacash.blog\/2020\/11\/12\/united-kingdom-preparing-new-regulations-stablecoins-cbdc\/\" target=\"_blank\" rel=\"noreferrer noopener\">va publica<\/a> noi orient\u0103ri \u00een acest sens anul viitor \u0219i Uniunea European\u0103 <a href=\"https:\/\/ec.europa.eu\/info\/publications\/200924-digital-finance-proposals_en\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">se preg\u0103te\u0219te<\/a> \u201ecerin\u021be stricte pentru emiten\u021bii de cripto-active\u201d din regiunea lor. Statele Unite sunt <a href=\"https:\/\/alfacash.blog\/2020\/12\/03\/new-us-bill-seeks-tighten-measures-stablecoins\/\" target=\"_blank\" rel=\"noreferrer noopener\">urm\u00e2nd exemplul<\/a> \u00een aceast\u0103 chestiune \u0219i merit\u0103 men\u021bionat c\u0103 Basecoin a fost \u00eenchis pentru prima dat\u0103 din cauza preocup\u0103rilor de reglementare \u00een 2018.<\/p>\n\n\n\n<p>In concluzie? Monedele stabile sunt foarte utile, dar probabil c\u0103 nu vor r\u0103m\u00e2ne nereglementate pentru mult mai mult timp.<\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>Dori\u021bi s\u0103 tranzac\u021biona\u021bi BTC, ETH \u0219i alte jetoane? O po\u021bi face<\/em>\u00a0<em>\u00een siguran\u021b\u0103\u00a0<a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">pe Alfacash<\/a>! \u0218i nu uita\u021bi c\u0103 vorbim despre acest lucru \u0219i despre multe alte lucruri pe re\u021belele noastre sociale.<br><br><\/em><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Stare de nervozitate<\/a>\u00a0*\u00a0<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram\u0103<\/a>\u00a0*\u00a0<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>\u00a0*<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>\u00a0\u00a0*\u00a0<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Volatilitatea ridicat\u0103 poate fi o barier\u0103 \u00een majoritatea criptomonedelor. De aceea au ap\u0103rut monedele stabile \u0219i diferitele lor tipuri.<\/p>","protected":false},"author":5,"featured_media":4816,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[48],"tags":[61,84,101,118,175],"class_list":{"0":"post-4814","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-learn","8":"tag-cryptocurrencies","9":"tag-defi","10":"tag-investment","11":"tag-regulations","12":"tag-stablecoins"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2020\/12\/Stablecoins-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/ro\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Stablecoins and types: an easy and brief lesson - alfa.cash blog<\/title>\n<meta name=\"description\" content=\"High volatility can be a barrier in most cryptocurrencies. 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