{"id":7097,"date":"2021-04-05T22:14:00","date_gmt":"2021-04-05T19:14:00","guid":{"rendered":"https:\/\/alfacash.blog\/?p=7097"},"modified":"2024-02-19T21:51:58","modified_gmt":"2024-02-19T18:51:58","slug":"fatf-impotriva-furnizorilor-de-confidentialitate-non-custodiali-cripto","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/ro\/2021\/04\/05\/fatf-impotriva-furnizorilor-de-confidentialitate-non-custodiali-cripto\/","title":{"rendered":"FATF \u00eempotriva tranzac\u021biilor P2P \u0219i a furnizorilor de confiden\u021bialitate \u00een cripto"},"content":{"rendered":"<p>Reglement\u0103rile pentru criptomonede sunt din ce \u00een ce mai populare \u00een \u00eentreaga lume, dar unele dintre ele ar putea fi cam drastice. Acest lucru este dovedit acum de c\u0103tre Financial Action Task Force (FATF), care dezvolt\u0103 noi politici pentru utilizarea general\u0103 a cryptos. Din p\u0103cate, aceste politici <strong>poate exclude utilizarea de portofele descentralizate, tranzac\u021bii P2P \u0219i solu\u021bii de confiden\u021bialitate.<\/strong><\/p>\n\n\n\n<p>Pe o <a href=\"http:\/\/www.fatf-gafi.org\/media\/fatf\/documents\/recommendations\/March%202021%20-%20VA%20Guidance%20update%20-%20Sixth%20draft%20-%20Public%20consultation.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">actualizare preliminar\u0103<\/a> de FATF, furnizorii de servicii de active virtuale (VASP) ar trebui s\u0103 identifice fiecare client cu documente personale. \u00cen plus, nu ar putea accepta depuneri sau retrageri de la sau c\u0103tre portofele private, ci doar de la alte VASP-uri urm\u00e2nd acelea\u0219i reguli KYC (Know-Your-Customer).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"442\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg\" alt=\"Monero-probleme juridice-identitate\" class=\"wp-image-7066\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-300x129.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-150x65.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-18x8.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-270x116.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-770x332.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1170x505.jpg 1170w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-900x388.jpg 900w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-370x160.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-554x239.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-306x132.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-260x112.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-87x38.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Acest lucru ar \u00eensemna o interdic\u021bie pentru tranzac\u021biile P2P \u00eempotriva fiat \u0219i chiar pentru esen\u021ba criptomonedelor descentralizate. Desigur, numai dac\u0103 unele guverne decid s\u0103-\u0219i urmeze recomand\u0103rile pe de rost.<\/p>\n\n\n\n<p>\u00cen plus, se pare c\u0103 conceptul VASP al FATF include \u0219i schimburi descentralizate (DEX) \u0219i <a href=\"https:\/\/alfacash.blog\/2020\/09\/09\/how-to-make-thousands-dollars-defi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Aplica\u021bii DeFi<\/a>. <strong>Deci, utilizatorii acestor instrumente ar trebui s\u0103 se \u00eenregistreze \u0219i s\u0103 furnizeze informa\u021bii personale.<\/strong> Tehnologii de confiden\u021bialitate precum <a href=\"https:\/\/alfacash.blog\/2021\/03\/29\/discover-monero-how-use-it-full-privacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Monero (XMR),<\/a> Nici Zcash (ZEC) sau Lightning Network nu ar fi viabile.<\/p>\n\n\n\n<p>Peter Van Valkenburgh, director de cercetare la Coin Center, <a href=\"https:\/\/www.coincenter.org\/a-quick-analysis-of-fatfs-2021-draft-cryptocurrency-guidance\/\" target=\"_blank\" rel=\"noreferrer noopener\">a comentat<\/a> despre:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201eAceste cerin\u021be pot fi rezonabile pentru b\u0103nci \u0219i alte institu\u021bii financiare \u00een care are loc cea mai mare parte a sp\u0103l\u0103rii banilor, dar sunt absolut nepotrivite pentru persoanele private care particip\u0103 la re\u021bele informatice deschise. Sanc\u021biunile pentru nerespectare sunt extreme \u0219i colectarea \u00een bloc a datelor ar distruge confiden\u021bialitatea personal\u0103 \u0219i drepturile constitu\u021bionale \u00eempotriva supravegherii f\u0103r\u0103 mandat. \u201d<\/p><\/blockquote>\n\n\n\n<p>Cel pu\u021bin, GAFI accept\u0103 <a href=\"https:\/\/www.fatf-gafi.org\/publications\/fatfrecommendations\/documents\/public-consultation-guidance-vasp.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">comentarii publice<\/a> p\u00e2n\u0103 pe 20 aprilie<sup>a<\/sup>. <a href=\"https:\/\/www.youtube.com\/watch?v=sXqq_iRlanU&amp;t=74s\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Conform<\/a> Dave Jevans, CEO CipherTrace, <strong>orient\u0103rile finale vor fi anun\u021bate \u00een iunie<\/strong>. Merit\u0103 men\u021bionat faptul c\u0103 GAFI nu are putere de executare sau putere legal\u0103, iar documentul este doar o recomandare pentru \u021b\u0103rile lor membre. Acestea includ \u00een jur de 40 de \u021b\u0103ri, majoritatea din <a href=\"https:\/\/alfacash.blog\/tag\/european-union\/\" target=\"_blank\" rel=\"noreferrer noopener\">Europa<\/a> \u0219i America.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Criptele descentralizate continu\u0103 s\u0103 creasc\u0103<\/strong><\/h2>\n\n\n\n<p>\u00centre timp, <strong>capitalizarea total\u0103 a pie\u021bei criptomonedelor a dep\u0103\u0219it $2 trilioane pentru prima dat\u0103,<\/strong> potrivit CoinGecko. Jum\u0103tate din acesta apar\u021bine Bitcoin (BTC), acum la un pre\u021b de aproximativ $59.000 pe moned\u0103. Al doilea pe list\u0103 este \u00eenc\u0103 <a href=\"https:\/\/alfacash.blog\/2020\/11\/14\/ethereum-2-new-features-prices-more-ethereum-chains\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethereum (ETH),<\/a> cu o capitalizare de pia\u021b\u0103 de peste $245b \u0219i un nou All-Time-High (ATH) de $2,150 pe moned\u0103.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg\" alt=\"investi\u021bii bitcoin-ethereum-bullish\" class=\"wp-image-6830\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1536x1024.jpg 1536w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-368x245.jpg 368w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p>Noul record pentru Ethereum ar putea avea de a face ceva cu ultimul <a href=\"https:\/\/alfacash.blog\/2021\/03\/08\/bitcoin-ethereum-go-bullish-again-new-investments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Modernizare la Berlin<\/a>. Acesta ruleaz\u0103 deja \u00een unele testete \u0219i va ajunge pe mainnet \u00een jurul datei de 14 aprilie 2021. Propunerile de \u00eembun\u0103t\u0103\u021bire (EIP) Ethereum incluse, deocamdat\u0103, sunt patru: EIP-2565, EIP-2929, EIP-2718 \u0219i EIP -2930. Primele dou\u0103 vor modifica pre\u021burile la gaz (\u00een general, le vor reduce), \u00een timp ce celelalte vor include noi tipuri de tranzac\u021bii.<\/p>\n\n\n\n<p>Pia\u021ba DeFi are, de asemenea, c\u00e2teva \u00eenregistr\u0103ri noi. <strong>Valoarea total\u0103 blocat\u0103 urc\u0103 pentru prima dat\u0103 la $51.5<\/strong> [<a href=\"https:\/\/defipulse.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">DeFi Pulse<\/a>], \u00een timp ce capitalizarea pie\u021bei este acum peste $107b [<a href=\"https:\/\/www.coingecko.com\/en\/defi\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CoinGecko<\/a>]. Compound, Maker \u0219i Aave conduc calea valorii blocate, dar Uniswap, Chainlink \u0219i Terra c\u00e2\u0219tig\u0103 pe capitalizare de pia\u021b\u0103.<\/p>\n\n\n\n<p><br><em>Imagine prezentat\u0103 de PDPics \/ Pixabay<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>Vrei s\u0103 tranzac\u021bionezi Bitcoin \u0219i alte jetoane? O po\u021bi face<\/em>&nbsp;<em>\u00een siguran\u021b\u0103&nbsp;<\/em><em><a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">pe Alfacash<\/a><\/em><em>! \u0218i nu uita\u021bi c\u0103 vorbim despre acest lucru \u0219i despre multe alte lucruri pe re\u021belele noastre sociale.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Stare de nervozitate<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram\u0103<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Task Force de ac\u021biune financiar\u0103 (GAFI) a lansat un ghid preliminar despre posibile reguli pentru cripto-companii. \u0218i sunt ni\u0219te ve\u0219ti proaste.<\/p>","protected":false},"author":5,"featured_media":7107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[47],"tags":[43,218,119,307,118,120],"class_list":{"0":"post-7097","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-market-trends-alfacash","8":"tag-bitcoin","9":"tag-cryptocurrency-market","10":"tag-european-union","11":"tag-fatf","12":"tag-regulations","13":"tag-united-states"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/04\/padlock-166882_1280-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/ro\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v25.4 (Yoast SEO v25.4) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FATF against P2P transactions and privacy providers in crypto<\/title>\n<meta name=\"description\" content=\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. 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