{"id":7097,"date":"2021-04-05T22:14:00","date_gmt":"2021-04-05T19:14:00","guid":{"rendered":"https:\/\/alfacash.blog\/?p=7097"},"modified":"2024-02-19T21:51:58","modified_gmt":"2024-02-19T18:51:58","slug":"fatf%e5%8f%8d%e5%af%b9%e9%9d%9e%e7%9b%91%e6%8a%a4%e6%9d%83%e6%8f%90%e4%be%9b%e8%80%85%e5%af%86%e7%a0%81","status":"publish","type":"post","link":"https:\/\/alfacash.blog\/zh\/2021\/04\/05\/fatf%e5%8f%8d%e5%af%b9%e9%9d%9e%e7%9b%91%e6%8a%a4%e6%9d%83%e6%8f%90%e4%be%9b%e8%80%85%e5%af%86%e7%a0%81\/","title":{"rendered":"\u9488\u5bf9P2P\u4ea4\u6613\u548c\u52a0\u5bc6\u4e2d\u7684\u9690\u79c1\u63d0\u4f9b\u8005\u7684FATF"},"content":{"rendered":"\n<p>Regulations for cryptocurrencies are getting mainstream worldwide, but some of them might be kind of drastic. That\u2019s proven now by the Financial Action Task Force (FATF), which is developing new policies for the general use of cryptos. Unfortunately, these policies <strong>may exclude the use of decentralized wallets, P2P transactions, and privacy solutions.<\/strong><\/p>\n\n\n\n<p>On a <a href=\"http:\/\/www.fatf-gafi.org\/media\/fatf\/documents\/recommendations\/March%202021%20-%20VA%20Guidance%20update%20-%20Sixth%20draft%20-%20Public%20consultation.pdf\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">preliminary update<\/a> by FATF, the Virtual Asset Service Providers (VASPs) should identify every client with personal documents. Besides, they wouldn\u2019t be able to accept deposits or withdraws from or to private wallets, but only from other VASPs following the same KYC rules (Know-Your-Customer).<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"442\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg\" alt=\"Monero-legal-issues-identity\" class=\"wp-image-7066\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1024x442.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-300x129.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-150x65.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-18x8.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-270x116.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-770x332.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-1170x505.jpg 1170w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-900x388.jpg 900w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-370x160.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-554x239.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-306x132.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-260x112.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280-87x38.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/pass-2530814_1280.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>This would mean a ban for P2P transactions against fiat and even for the very essence of decentralized cryptocurrencies. Of course, only if some governments decide to follow their recommendations by heart.<\/p>\n\n\n\n<p>Additionally, it seems like the FATF\u2019s VASP concept also includes Decentralized Exchanges (DEX) and <a href=\"https:\/\/alfacash.blog\/2020\/09\/09\/how-to-make-thousands-dollars-defi\/\" target=\"_blank\" rel=\"noreferrer noopener\">DeFi applications<\/a>. <strong>So, the users of these kinds of tools would need to register and provide personal information.<\/strong> Privacy technologies like <a href=\"https:\/\/alfacash.blog\/2021\/03\/29\/discover-monero-how-use-it-full-privacy\/\" target=\"_blank\" rel=\"noreferrer noopener\">Monero (XMR),<\/a> Zcash (ZEC), or Lightning Network wouldn\u2019t be viable either.<\/p>\n\n\n\n<p>Peter Van Valkenburgh, Research Director at Coin Center, <a href=\"https:\/\/www.coincenter.org\/a-quick-analysis-of-fatfs-2021-draft-cryptocurrency-guidance\/\" target=\"_blank\" rel=\"noreferrer noopener\">commented<\/a> about it:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>\u201cThose requirements may be reasonable for banks and other financial institutions where most money laundering takes place, but they are absolutely inappropriate for private persons participating in open computer networks. The penalties for non-compliance are extreme and the bulk data collection would destroy personal privacy and constitutional rights against warrantless surveillance.\u201d<\/p><\/blockquote>\n\n\n\n<p>At least, the FATF is accepting <a href=\"https:\/\/www.fatf-gafi.org\/publications\/fatfrecommendations\/documents\/public-consultation-guidance-vasp.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">public comments<\/a> till April 20<sup>th<\/sup>. <a href=\"https:\/\/www.youtube.com\/watch?v=sXqq_iRlanU&amp;t=74s\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">According to<\/a> Dave Jevans, CEO of CipherTrace, <strong>the final guidelines will be announced in June<\/strong>. It\u2019s worth mentioning that the FATF doesn\u2019t have enforcement or legal power, and the document is only a recommendation for their member nations. These include around 40 countries, mostly from <a href=\"https:\/\/alfacash.blog\/tag\/european-union\/\" target=\"_blank\" rel=\"noreferrer noopener\">Europe<\/a> and the Americas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Decentralized cryptos keep growing<\/strong><\/h2>\n\n\n\n<p>Meanwhile, <strong>the total cryptocurrency market capitalization surpassed $2 trillion for the first time,<\/strong> according to CoinGecko. Half of it belongs to Bitcoin (BTC), now at a price of around $59,000 per coin. The second on the list is still <a href=\"https:\/\/alfacash.blog\/2020\/11\/14\/ethereum-2-new-features-prices-more-ethereum-chains\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ethereum (ETH),<\/a> with a market capitalization of over $245b and a new All-Time-High (ATH) of $2,150 per coin.<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg\" alt=\"bitcoin-ethereum-bullish-investments\" class=\"wp-image-6830\" srcset=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1024x683.jpg 1024w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-150x100.jpg 150w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-260x173.jpg 260w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-87x58.jpg 87w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-300x200.jpg 300w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-1536x1024.jpg 1536w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled-18x12.jpg 18w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-scaled.jpg 270w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-770x513.jpg 770w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-762x508.jpg 762w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-773x515.jpg 773w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-370x247.jpg 370w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-554x369.jpg 554w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-306x204.jpg 306w, https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/03\/bitcoin-ethereum-mobile-charts-wo-368x245.jpg 368w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n\n\n<p>The new record for Ethereum might have to do something with the last <a href=\"https:\/\/alfacash.blog\/2021\/03\/08\/bitcoin-ethereum-go-bullish-again-new-investments\/\" target=\"_blank\" rel=\"noreferrer noopener\">Berlin upgrade<\/a>. \u00a0This one is already running in some testnets, and it\u2019ll reach the mainnet around 14 April 2021. The Ethereum Improvement Proposals (EIPs) included, for now, are four: EIP-2565, EIP-2929, EIP-2718, and EIP-2930. The first two will modify the gas prices (generally reducing them), while the others will include new types of transactions.<\/p>\n\n\n\n<p>The DeFi market also has some new records. <strong>The total value locked ascends to $51.5 for the first time<\/strong> [<a href=\"https:\/\/defipulse.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">DeFi Pulse<\/a>], while the market capitalization is now over $107b [<a href=\"https:\/\/www.coingecko.com\/en\/defi\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">CoinGecko<\/a>]. Compound, Maker, and Aave are leading the way in value locked, but Uniswap, Chainlink, and Terra win per market capitalization.<\/p>\n\n\n\n<p><br><em>Featured Image by PDPics \/ Pixabay<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"has-text-align-center\"><em>Wanna trade Bitcoin and other tokens? You can do it<\/em>&nbsp;<em>safely&nbsp;<\/em><em><a href=\"https:\/\/www.alfa.cash\/buy\/bitcoin\" target=\"_blank\" rel=\"noreferrer noopener\">on Alfacash<\/a><\/em><em>! And not forget we\u2019re talking about this and a lot of other things on our social media.<\/em><\/p>\n\n\n\n<p class=\"has-text-align-center\"><a href=\"https:\/\/twitter.com\/alfacash_crypto\" target=\"_blank\" rel=\"noreferrer noopener\">Twitter<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/t.me\/AlfacashCommunity\" target=\"_blank\" rel=\"noreferrer noopener\">Telegram<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.facebook.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Facebook<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/www.instagram.com\/alfacashstore\" target=\"_blank\" rel=\"noreferrer noopener\">Instagram<\/a> * <a href=\"https:\/\/www.youtube.com\/channel\/UCOl4fdRHj8AseQ5b6z9udaw\" target=\"_blank\" rel=\"noreferrer noopener\">Youtube<\/a>&nbsp;*&nbsp;<a href=\"https:\/\/vk.com\/alfacashcrypto\" target=\"_blank\" rel=\"noreferrer noopener\">Vkontakte<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u91d1\u878d\u884c\u52a8\u7279\u522b\u5de5\u4f5c\u7ec4\uff08FATF\uff09\u53d1\u5e03\u4e86\u6709\u5173\u52a0\u5bc6\u516c\u53f8\u53ef\u80fd\u89c4\u5219\u7684\u521d\u6b65\u6307\u5357\u3002\u8fd8\u6709\u4e00\u4e2a\u574f\u6d88\u606f\u3002<\/p>","protected":false},"author":5,"featured_media":7107,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_ef_editorial_meta_date_first-draft-date":"","_ef_editorial_meta_paragraph_assignment":"","_ef_editorial_meta_checkbox_needs-photo":"","_ef_editorial_meta_number_word-count":"","footnotes":""},"categories":[47],"tags":[43,218,119,307,118,120],"class_list":{"0":"post-7097","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-market-trends-alfacash","8":"tag-bitcoin","9":"tag-cryptocurrency-market","10":"tag-european-union","11":"tag-fatf","12":"tag-regulations","13":"tag-united-states"},"featured_image_src":"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/04\/padlock-166882_1280-scaled.jpg","author_info":{"display_name":"Isabel P\u00e9rez","author_link":"https:\/\/alfacash.blog\/zh\/author\/isabel\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.9 (Yoast SEO v27.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>FATF against P2P transactions and privacy providers in crypto<\/title>\n<meta name=\"description\" content=\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. And there&#039;s some bad news.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/alfacash.blog\/zh\/2021\/04\/05\/fatf\u53cd\u5bf9\u975e\u76d1\u62a4\u6743\u63d0\u4f9b\u8005\u5bc6\u7801\/\" \/>\n<meta property=\"og:locale\" content=\"zh_CN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"FATF against P2P transactions and privacy providers in crypto\" \/>\n<meta property=\"og:description\" content=\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. And there&#039;s some bad news.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/alfacash.blog\/zh\/2021\/04\/05\/fatf\u53cd\u5bf9\u975e\u76d1\u62a4\u6743\u63d0\u4f9b\u8005\u5bc6\u7801\/\" \/>\n<meta property=\"og:site_name\" content=\"alfa.cash blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/alfacashstore\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-05T19:14:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-19T18:51:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/alfacash.blog\/wp-content\/uploads\/2021\/04\/padlock-166882_1280-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Isabel P\u00e9rez\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@AlfacashStore\" \/>\n<meta name=\"twitter:site\" content=\"@AlfacashStore\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/\"},\"author\":{\"name\":\"Isabel P\u00e9rez\",\"@id\":\"https:\\\/\\\/alfacash.blog\\\/#\\\/schema\\\/person\\\/0c5d337f38e41e7ad754d6752d517749\"},\"headline\":\"FATF against P2P transactions and privacy providers in crypto\",\"datePublished\":\"2021-04-05T19:14:00+00:00\",\"dateModified\":\"2024-02-19T18:51:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/\"},\"wordCount\":539,\"publisher\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/alfacash.blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/padlock-166882_1280-scaled.jpg\",\"keywords\":[\"bitcoin\",\"Cryptocurrency market\",\"European Union\",\"FATF\",\"Regulations\",\"United States\"],\"articleSection\":[\"Market trends\"],\"inLanguage\":\"zh-CN\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/\",\"url\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/\",\"name\":\"FATF against P2P transactions and privacy providers in crypto\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/alfacash.blog\\\/2021\\\/04\\\/05\\\/fatf-against-non-custodial-privacy-providers-crypto\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/alfacash.blog\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/padlock-166882_1280-scaled.jpg\",\"datePublished\":\"2021-04-05T19:14:00+00:00\",\"dateModified\":\"2024-02-19T18:51:58+00:00\",\"description\":\"The Financial Action Task Force (FATF) released a preliminary guide about possible rules for crypto-companies. 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